There is no way to speak to an agent unless you sit there and wait for 2 to 4 hours for them to get around to calling you back. I have a perk street pre paid card and it is wonderful. How can i load the money online or other without having the card in my hand? GreenDOT sucks big time. If anyone wants to avoid ATM FEES, I have an alternative solution: If you need cash from a debit card and dont want to put up with crazy atm fees, simply go to the nearest major grocery store to you, and buy 1 candy bar and when paying for it at check out, use your debit card & it will automatically ask you if you want cash back (no fees for this) you select the maximum or whatever u need and u will get it without atm or transaction fees as its listed on your bank statement as a SALE, not a WITHDRAWAL. Control. Bill, Bank Freedom’s fees are nearly identical to the Mango MasterCard. However when I enter in my Netspend card number, it shows up as “prepaid”. The cards listed here either have extremely low fees or no fees at all depending on how you use the card (i.e., use direct deposit, load a certain amount on the card, get cash back at retail stores rather than an ATM). AMEX closed my account when I reported unauthorized purchases & once the merchant approved the refund; bluebird said it was nothing they could do. There are several prepaid cards that will waive all fees if you have your paycheck direct deposited to the card. The best card for me and has been for years has been the Paypal prepaid card. When I called to find out what the problem was, I was told that my card was cancelled, because of too many transactions. But their customer service sucks too. What happened to no credit check? It is called the Direct Visa. At that usage level, the Amex Serve is probably your best bet, which costs just $1 a month for its least expensive plan. So be sure you’re reading the fine print before you choose a card. I am currently using our household account, but wish to discontinue and purge our household account of all monies related to this endeavour. So even when you’re careful and do all your research there can be snags. 1. Also, the PayPal prepaid card can be used to transfer money to and from your paypal account. That means amount saved in your bank account is The federal government, in order to prevent mismanagement and money laundering, sets limits of how much money you can put into or take out of certain types of accounts on a daily or monthly basis. Get unlimited surcharge-free withdrawals at any Money Pass®. Note that your account number for direct deposit will not be the same number that appears on your prepaid card. It’s very low cost and has just about every feature you could want from a prepaid card. If no fees means no fees, then the AMEX card is not without fees. The Cost Of Fourth Trimester Childcare: Potentiall... 4 Financial Fireworks to Light on the Fourth of July, A Better Way to Eat (Ep. Narayan, I believe you can depending on the card. But you’ll want to confirm this when you apply for the card. Avoid wiring or transfering over $9,999 as it rings the bell at the government offices. Well, they only asked for a physical address. With a secured card you put down a deposit of how much you would like to have for a credit limit and you pay on it every month. I don’t know why my comment showed up as a reply to someone else. Rebekah, I’m not sure who told you that, but you absolutely can use a Serve card at an ATM and get cash back at the register. So I sign up on Sunday and get an email on Tuesday that unfortunately they cannot give me a card. The Bluebird® by American Express is one of the few prepaid debit cards on the market that charges no monthly fees or transaction fees, making using the card simple. My teenage daughter is going to Italy and Greece with her school this summer. Renee, on the Access360 card, it charges a monthly fee of between $4 and $7. First its free to load money onto card no fees, also you can withdraw at any chase atm free of charge. Get your tax refund direct deposited to your Card Account and stop waiting in line to cash your refund check! Free is never free, and there must be some value for our money residing in their banks for even short terms, or these cards wouldn’t exist. I still think it’s a good product. On top of those fees, their website offers a $25 direct deposit incentive. If you have direct deposit the MoneyManager card has a single fee 50 cents for bill pay to anyone so if you want them to send a check to someone its 50 cents. If you’re having your paycheck automatically added to the prepaid card and are good at saving up money, you could easily hit a limit that creates problems for your money management strategy. Otherwise there are no monthly fees, which is actually rare, even with most banks now. That’s why it’s so important to check the terms and conditions of any card before applying. can you load up to $20.000 in all does card ? As a result, prepaid cards can be used anywhere that Visa debit or MasterCard debit cards are accepted (which is just about everywhere). A prepaid credit card works very similar to a bank debit or ATM card. Please someone, provide response as soon as possible. I received a card from work for a bonus (not re-loadable) my giftcardsite. I have the Money Card from Walmart. http://www.chase.com. If I could find one that lets me track his account, that would be preferable. 0 fees! Paypal also offer the same thing, but you must apen a paypal acct and wait 2 month to get a debit card, obopay does not make you wait, but they do charge a 1 time fee of 10.00 to get a card. Netspend, a Global Payments Company, is a service provider to MetaBank. Would a prepaid card like this be appropriate for drivers in a trucking business? Card issued by Republic Bank & Trust Company, Member FDIC. The problem most often occurs with merchants that charge a monthly fee for some type of service and it’s a company you deal with thru the internet. I owe money to PayPal Pre-Paid Master Card under some unfortunate circumstances and would like to open another account that uses Meta-Bank as a provider but I am worried that they will take all my funds and use them to pay the PayPal negative balance. Shante, you can only get the skylight from your employer though. I am looking for a card with no over draft fee’s what so ever, other pre-paid cards say no over draft fee’s but then when I get my money every month I would sometimes go over and then by next month I would see the money I went over and a 5 thru 15 dollar over draft fee. Volume could push the amount into the 10’s of thousands of dollars. or by mobile app ? I agree. For some reason the link I put in the Blue box takes you to mangos main page. Instead, it is pre-loaded with a balance of funds. I am hoping to find one with a small monthly fee with no cost for purchases. One rounds your purchases up to the next dollar and puts that money into the savings account, yes this card even offers a separate savings account that you can transfer money instantly from spending to savings or savings to spending. So I need a card that 1. accepts tax refund and 2. has a reasonable load limit- like 10 grand, not some crazy 1000-2500 limit. If neither of these existed, I probably woldn’t be concerned about financial independence. : Our list includes two versions of … Even a free checking account charges you if you bounce a check or use an ATM owned by another back. I’m trying to purchase a cell phone for my daughter on QVC. I completely agree John, I had the same comment – it’s not feeless, you either pay the monthly fee, or the $500 to load the card…either way, it’s not feeless!!! It hasn’t given me any problems so far (I’ve had it for a year and a half) but they charge me a $ 3 fee every time I reload it with money. The prepaid cards listed on this page do not check credit. The top credit cards offer cash back, free travel, and low interest rates. Let’s unpack everything you’ll find with the... Posted by: Adam McCann The term “corporate credit card” can mean slightly different things to different people. I think we should all use a prepaid debit card and deal these banks a blow by not allowing them to charge us these enormous fees when you make an error not matter how long you have banked with them without errors. No late fees or interest charges because this is not a credit card. If it’s a Debit/Mastercard or Debit/Visa, you can run it as a credit card. By your answers I have understood nobody needs a US Social Security or any Identification number from US or from others countries to get a prepaid card in US and these prepaid cards can also be bought by Internet. The next day! What does the asterisk mean? Angelle, how will you be loading the money? It has a relatively low monthly fee as long as you have a direct deposit of at least $500 per month set up. Everything You Ever Wanted to Know About Car Insurance, A Homeowner’s Guide to Homeowner’s Insurance, Tax Benefits for Buying and Owning a Home, Turbotax vs. TaxSlayer vs. Credit Karma Comparison. You can load the card from your bank account for free. Is there a limit to how much money goes into the card? You don’t have to open the savings account, of course, but the interest rate is about the best you’ll find anywhere. 100.00 dollar one care if it ’ s credit score... can you do need to make purchases and for. 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